Search Results for: mortgage broker

Stuck On An Interest Only Mortgage?

  If you’ve found yourself trapped on an interest-only mortgage, don’t despair – here’s one possible solution for you. Across the United Kingdom, thousands of people have found themselves stuck with an interest-only mortgage, which they probably took out sometime during the 1990s or early 2000s. This year, the Financial Conduct Authority (FCA) is expecting...

Interest-Only Mortgage Guide – Pro’s, Con’s & Where To Find One

If you’re thinking of taking out an interest-only mortgage, read on to find out the pros and cons of this type of mortgage, and where to find one. During their heyday in the 80s and 90s, interest-only mortgages were said to account for eight out of every ten new mortgages. Having fallen out of favour...

A Guide to Buy-to-Let Mortgages & Latest Deals

  Opting for a buy-to-let mortgage is a serious financial commitment, which is why you cannot afford not to read our essential guide. You may be dreaming of having a portfolio of properties and a regular monthly income that will lead you to retirement and beyond. This may be achievable, but if you are going...

Fixed Rate Mortgage Offers This Month

Will mortgage costs start to rise in 2017? It certainly looks that way with competition between lenders getting more intense and borrowers benefiting from the fierce competition. All the messages coming from The Bank of England suggest mortgage rates will start to increase sooner rather than later. Should you sign up to a fixed rate...

The Benefits Of Professional Mortgage Advice

Buying a house is probably the single biggest purchase you will ever make so it’s common sense to get professional advice to help you choose the right mortgage product for you. A mortgage is, simply, a loan to enable you to buy land or property. The loan is secured against your property which can be repossessed if you...

Fixed Rate vs Tracker & Variable Mortgages: Which Is Best For You?

In times of economic uncertainty, which kind of mortgage should you entrust your home and family’s future to? We take a look at the prospects. Generally the old adage ‘safe as houses’ still holds. Houses and the land they stand on are material assets – even if their nominal market value declines the value of...

The Benefits Of An OffSet Mortgage – Are You Missing Out?

The Offset Mortgage is growing in popularity as savers continue to struggle to earn a good interest rate on their savings. Interest rates on savings remain at around 1% which means homeowners could benefit by combining their savings and mortgage balances. Offset Mortgages currently only account for 10% of the UK mortgage market. Are borrowers missing out? Offset...

A Quick Guide To Mortgages In The UK

  Mortgages are a type of loan provided by a Bank or Building Society which is used to purchase a home or a piece of land. Mortgages can in theory be for any period of time but the most common type lasts 25 years. Mortgages are secured loans meaning the property/land is used as collateral until...

A Guide To Critical Illness Cover

  Critical illness cover – historically, it’s not been the insurance policy with the best reputation for paying up, as shown by some of the high-profile cases that have been caught in the media spotlight. But, ‘the times they are a changing’ and the number of successful claims is on the up. Here is everything...

When Should You Use an IFA?

Financial planning is a tool that everyone can use to help ensure their family’s financial security in the short and long term. Working with an IFA is recommended. Good financial planning is not solely for the rich, everyone can plan ahead to achieve their life goals now and in the future. Whether you’re planning to...

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