Search Results for: offset mortgage

The Benefits Of An OffSet Mortgage – Are You Missing Out?

The Offset Mortgage is growing in popularity as savers continue to struggle to earn a good interest rate on their savings. Interest rates on savings remain at around 1% which means homeowners could benefit by combining their savings and mortgage balances. Offset Mortgages currently only account for 10% of the UK mortgage market. Are borrowers missing out? Offset...

A Quick Guide To Mortgages In The UK

  Mortgages are a type of loan provided by a Bank or Building Society which is used to purchase a home or a piece of land. Mortgages can in theory be for any period of time but the most common type lasts 25 years. Mortgages are secured loans meaning the property/land is used as collateral until...

Earn £5,000 a year by stoozing your credit cards

Earn £5,000 A Year By Stoozing Your Credit Cards

The word “stoozing” will probably bring back memories for many people who were taking out credit cards ten to fifteen years ago. It was a peculiar phenomenon where, by borrowing money from one institution before depositing it with another with a higher rate of interest, they could basically make money for nothing. So, is stoozing...

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