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The Benefits Of An OffSet Mortgage – Are You Missing Out?

The Offset Mortgage is growing in popularity as savers continue to struggle to find a good return on their money. Interest rates on savings remain at around 1% which means home-owners could benefit by combining their savings and mortgage balances. Offset Mortgages currently only account for 10% of the UK mortgage market. Are borrowers missing out? An Offset...

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A Quick Guide To Mortgages In The UK

  Mortgages are a type of loan provided by a Bank or Building Society. This legal agreement between you and the lender is designed to help you buy property or land and will normally last for 25 years (although the term can be shorter if required). The loan is ‘secured’ against the value of the property until it’s...

Earn £5,000 a year by stoozing your credit cards

Earn £5,000 A Year By Stoozing Your Credit Cards

The word “stoozing” will probably bring back memories for many people who were taking out credit cards ten to fifteen years ago. It was a peculiar phenomenon where, by borrowing money from one institution before depositing it with another with a higher rate of interest, they could basically make money for nothing. So, is stoozing...

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