When it comes to borrowing money, no two loans are the same. Unsecured Loans are those which do not require you to guarantee the loan against your property or another asset. Often called personal loans, they are available through banks and other lenders and offer the borrower between £1,000 and £25,000. These are traditional loans provided...
A loan may seem like a simple product: you borrow an agreed amount from the bank and pay it back – plus interest – over time. But lending money can be a risky business, and there are pitfalls which we should all try to avoid. It’s also important to ensure you find the best deal...
If you’re considering a debt consolidation loan, our quick guide will explain all the options to help you make a decision. Debt consolidation loans can be a good way of putting all your debts into one account, to make repayments easier to manage. Before you go ahead with one of these loans, it’s important to...
Payday loans are designed to be short term – to offer you a small amount of cash to tide you over until payday. The size of the loan is usually between £50 and £1,000 and is designed to be paid back with 30 days or 60 days. They are useful in helping you cover unexpected...
Don’t put off buying a car because you’re afraid of the car finance maze. Instead, get in the driving seat and secure the best possible deal. Don’t panic if you don’t understand the difference between a personal contract plan (PCP) and a hire purchase agreement, or don’t know the pros and cons of taking out...
The greater a debt, the greater the stress. While this may be true, any level of debt can be a cause for anxiety, and resolving your financial problems should be a priority. Knowing your options and how to best deal with debt will relieve pressure and give you something to aim towards. By focusing...
There are many things for which you might want to gather savings. You might be enthusiastic about funding a future purchase of a house or car, helping to get your offspring through university, financially preparing for your wedding, or doing something else that will call for significant monetary outlay. However, your tax obligations can...
If you need a van for your business, you may be tempted to buy outright, but there are alternatives. You’ll find many different finance options that can help you to spread the cost of the vehicle and improve your cash flow. This guide will help you understand the alternatives. [hotspots label] Buying...
A business current account is an essential part of running a business, so it is important to choose an account that is convenient and affordable. This guide to business current accounts will help you to choose an account that is well suited to you and your business. Why You Need to Choose Carefully If...
In an uncertain world where there is no such thing as a job for life, it makes sense to protect your income with the right insurance. Income Protection Insurance (IPI) is a type of insurance policy designed to provide you with an income of up to 70% of your regular income in the event...