Compare Personal Loans

Use the table below to compare personal loans, unsecured loans and short-term loans. You can compare the interest rates on personal loans between £100 and £25,000 and repayment terms between 1 month and 5 years. We’ve teamed up with Choose Wisely to provide this comparison service. When you find a deal you are interested in click on “Apply Now” to go to the lenders’ website and apply for the loan. The table below is ordered by the total amount payable to help you compare loans on a like for like basis. In respect of consumer credit, TheMoneyDaily.com acts as a credit broker – not a lender.

Warning: Late repayment can cause you serious financial problems. For help, go to moneyadviceservice.org.uk

Compare Loans

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Provider Details

RateSetter

Unsecured logo Apply Now
  • Total Amount Repayable£4,161.60
  • Monthly Payment£173.40
  • Representative APR3.9%

Representative Example: If you borrow £5,000 over 12 months at a Representative rate of 3.9% APR and an annual interest rate of 3.90% (fixed), you would pay 12 monthly instalments of £432.92. The total charge for credit will be £195.00 and the total amount payable will be £5,195.00.

Ikano Bank

Unsecured logo Apply Now
  • Total Amount Repayable£4,317.36
  • Monthly Payment£179.89
  • Representative APR7.7%

Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 7.7% APR and an annual interest rate of 7.7% (fixed), you would pay 36 monthly instalments of £124.32. The total charge for credit will be £475.52 and the total amount payable will be £4,475.52.

Marks & Spencer Loans

Unsecured logo Apply Now
  • Total Amount Repayable£4,515.84
  • Monthly Payment£188.16
  • Representative APR12.6%

Representative Example: If you borrow £4,000 over 36 months at a representative rate of 12.6% APR and an annual interest rate of 12.6% (fixed), you would pay 36 monthly instalments of £134.01. The total charge for credit will be £771.44 and the total amount payable will be £4,771.54.

Cahoot

Unsecured logo Apply Now
  • Total Amount Repayable£4,555.92
  • Monthly Payment£189.83
  • Representative APR13.6%

Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 2.8% APR and an annual interest rate of 2.8% (fixed), you would pay 60 monthly instalments of £178.64. The total charge for credit will be £10,718.40.

Santander Bank Loans

Unsecured logo Apply Now
  • Total Amount Repayable£4,557.36
  • Monthly Payment£189.89
  • Representative APR13.64%

Representative Example: If you borrow £10,000 over 60 months at a Representative rate of 3.0% APR and an annual interest rate of 3.0% (fixed), you would pay 60 monthly instalments of £179.51. The total charge for credit will be £10,770.60.

Guarantor My Loan (Homeowners only)

Guarantor logo Apply Now
  • Total Amount Repayable£5,159.28
  • Monthly Payment£214.97
  • Representative APR29%

Representative Example: If you borrow £3,000 over 36 months at a Representative rate of 29.0% APR and an annual interest rate of 10.00% (fixed), you would pay 36 monthly instalments of £120.46. The total charge for credit will be £1,336.56 and the total amount payable will be £4,336.56.

UK Credit

Guarantor logo Apply Now
  • Total Amount Repayable£5,569.68
  • Monthly Payment£232.07
  • Representative APR39.9%

Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 39.9% APR and an annual interest rate of 34.05% (fixed), you would pay 36 monthly instalments of £153.60. The total charge for credit will be £3,372.80 and the total amount payable will be £7,372.80.

1 Plus 1 Loans

Guarantor logo Apply Now
  • Total Amount Repayable£5,859.12
  • Monthly Payment£244.13
  • Representative APR47.8%

Representative Example: If you borrow £500 over 12 months at a Representative rate of 47.8% APR and an annual interest rate of 39.70% (fixed), you would pay 12 monthly instalments of £51.38. The total charge for credit will be £116.56 and the total amount payable will be £616.56.

Guarantor My Loan

Guarantor logo Apply Now
  • Total Amount Repayable£5,898.96
  • Monthly Payment£245.79
  • Representative APR48.9%

Representative Example: If you borrow £3,000.00 over 36 months at a Representative rate of 48.9% APR and an annual interest rate of 10% (fixed) and annual service fee of 30.48% (fixed) , you would pay 36 monthly instalments of £145.17. The total charge for credit will be £2,226.12 and the total amount payable will be £5,226.12.

TrustTwo

Guarantor logo Apply Now
  • Total Amount Repayable£5,920.56
  • Monthly Payment£246.69
  • Representative APR49.5%

Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 49.5% APR and an annual interest rate of 40.90% (fixed), you would pay 36 monthly instalments of £194.55. The total charge for credit will be £3,003.80 and the total amount payable will be £7,003.80.

George Banco

Guarantor logo Apply Now
  • Total Amount Repayable£5,927.76
  • Monthly Payment£246.99
  • Representative APR49.7%

Representative Example: If you borrow £3,500 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.10% (fixed), you would pay 36 monthly instalments of £170.56. The total charge for credit will be £2,640.16 and the total amount payable will be £6,140.16.

Bamboo Loans

Guarantor logo Apply Now
  • Total Amount Repayable£5,927.76
  • Monthly Payment£246.99
  • Representative APR49.7%

Representative Example: If you borrow £2,600 over 36 months at a Representative rate of 49.7% APR and an annual interest rate of 41.00% (fixed), you would pay 36 monthly instalments of £126.61. The total charge for credit will be £1,957.89 and the total amount payable will be £4,557.89.

Amigo Loans

Guarantor logo Apply Now
  • Total Amount Repayable£5,934.96
  • Monthly Payment£247.29
  • Representative APR49.9%

Representative Example: If you borrow £4,000 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 49.90% (variable), you would pay 36 monthly instalments of £195.16. The total charge for credit will be £3,025.76 and the total amount payable will be £7,025.76.

Buddy Loans

Guarantor logo Apply Now
  • Total Amount Repayable£5,934.96
  • Monthly Payment£247.29
  • Representative APR49.9%

Representative Example: If you borrow £3,250 over 36 months at a Representative rate of 49.9% APR and an annual interest rate of 41.16% (fixed), you would pay 36 monthly instalments of £158.57. The total charge for credit will be £2,464.57 and the total amount payable will be £5,714.57.

UK Credit

Guarantor logo Apply Now
  • Total Amount Repayable£6,565.20
  • Monthly Payment£273.55
  • Representative APR67.9%

Representative Example: If you borrow £3,000 over 36 months at a Representative rate of 67.9% APR and an annual interest rate of 52.95% (fixed), you would pay 36 monthly instalments of £167.84. The total charge for credit will be £3,042.24 and the total amount payable will be £6,042.24.

Everyday Loans

Unsecured logo Apply Now
  • Total Amount Repayable£7,410.24
  • Monthly Payment£308.76
  • Representative APR93.6%

Representative Example: If you borrow £3,000 over 24 months at a Representative rate of 93.6% APR and an annual interest rate of 67.9% (fixed), you would pay 24 monthly instalments of £231.78. The total charge for credit will be £2,562.75 and the total amount payable will be £5,562.75.

Mobile Money

Logbook logo Apply Now
  • Total Amount Repayable£10,106.64
  • Monthly Payment£421.11
  • Representative APR189.9%

Representative Example: If you borrow £1,000 over 18 months at a Representative rate of 189.9% APR and an annual interest rate of 111.30% (fixed), you would pay 18 monthly instalments of £116.31. The total charge for credit will be £1,093.58 and the total amount payable will be £2,093.58.

Pounds To Pocket

Payday logo Apply Now
  • Total Amount Repayable£3,814.80
  • Monthly Payment £317.90
  • Representative APR277.6%

Representative Example: Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

MYJAR 12 Month Loan

Payday logo Apply Now
  • Total Amount Repayable£6,494.40
  • Monthly Payment £541.20
  • Representative APR788%

Representative Example: If you borrow £500 over 6 months at a Representative rate of 788% and an annual interest rate of 238% (variable), you would repay 1 instalment of £142.10 and then 5 monthly instalments of £142.42. The total charge for credit will be £354.20 and the total amount repayable will be £854.20.

Frequently Asked Questons

Disclaimer: TheMoneyDaily’s service is not intended to be, nor should it be construed as financial advice. We help our readers make informed decisions and can introduce you to comparison services and provide impartial information and guides. Where appropriate, we may introduce FCA authorised partners who can provide services relating to financial products.