Compare our selection of HSBC mortgage deals in the table below. Whether you are looking for to remortgage or buy a new house we provide you with a free, independent service to help you find the right mortgage. We have access to thousands of fixed, discounted tracker and interest only mortgages from HSBC and other major UK lenders. Send us an enquiry or call us on 01274 271 599 to compare the best deals available in the market today. Our qualified advisers will make sure you are eligible for any mortgage before you apply and will provide expert support throughout the entire process.
Provider | Details |
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HSBC 2 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £90,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 4.19%, costing £473.89 p/m) for 276 months. Total amount payable £140,797.50. Fees total £1,499. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 3 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 3.94%, costing £765.11 p/m) for 264 months. Total amount payable £225,587. Fees total £1,824. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 10 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 3.94%, costing £743.15 p/m) for 180 months. Total amount payable £214,723. Fees total £295. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 5 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 4.19%, costing £463.04 p/m) for 240 months. Total amount payable £135,186.66. Fees total £1,499. Fees are assumed to be paid up front and are not included in the amount borrowed.
Provider | Details |
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HSBC 2 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £90,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 4.19%, costing £473.89 p/m) for 276 months. Total amount payable £140,797.50. Fees total £1,499. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 3 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 3.94%, costing £765.11 p/m) for 264 months. Total amount payable £225,587. Fees total £1,824. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 10 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 3.94%, costing £743.15 p/m) for 180 months. Total amount payable £214,723. Fees total £295. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC 5 Year Fixed ![]() |
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Representative Example: This is a repayment mortgage of £150,000 with 300 monthly repayments. At end of initial period the interest rate will revert to the lenders Standard Variable Rate (currently 4.19%, costing £463.04 p/m) for 240 months. Total amount payable £135,186.66. Fees total £1,499. Fees are assumed to be paid up front and are not included in the amount borrowed.
HSBC is one of the worlds largest banks, starting life as the “Hong Kong and Shanghai Banking Corporation” back in the 1800’s. HSBC entered the UK market in 1991 with the aquisition of Midlands Bank. HSBC offers offers its customers a wide range of financial products including mortgages, loans, credit cards, current accounts and savings accounts. In addition they offer insurance products including home insurance, life insurance and travel insurance and a range of savings products including investment vehicles and ISAs.
HSBC offers a range of fixed, discount and tracker mortgages between 2 years and 10 years. They offer mortgages to customers who wish to switch from another lender, those looking to move home, first-time buyers and investors looking for a buy to let property.
HSBC offer benefits to customers including the ability to borrow additional money against your property to fund things like home improvements. They allow existing customers to move their mortgage when they are moving home and offer special deals to those remortgaging including discounted/zero fees. HSBC customers are allowed to make overpayments or lump sum payments on their mortgage to pay off their loans quicker.
You can apply for a HSBC mortgage by calling us on 01274 271 599 and discussing your requirements with one of our independent mortgage advisers. You can also apply via their website, by calling them direct, or by visiting one of their high street branches.
If HSBC doesn’t have the right sort of mortgage for you then please call us on 01274 271 599 to discuss other mortgages that might suit you better, or click on one of the logo’s below to see what deals they are currently offering.
Mortgages are a type of loan provided by a Bank or Building Society which are used to purchase a home or a piece of land. Mortgages can, in theory, be for any period of time but the most common type lasts 25 years. Mortgages are secured loans meaning the property/land is used as collateral until the mortgage is fully paid back. If you fail to make your repayments each month the bank can repossess the asset and auction it off. It is therefore very important to understand what you can afford to pay each month.
APRC (Annual Percentage Rate Of Charge) is a handy way to compare the costs of different mortgages. It is a calculation of the total cost of the mortgage including interest payments and various fees. Mortgages have different interest rates, discounted periods and various arrangement fees including booking fees, application fees, legal fees, transfer fees and valuation fees. The APRC gives consumers a base comparison rate that allows them to compare different mortgages side by side.
This is the up front, set-up fee for the mortgage. Lenders will often allow you to add this to the total amount borrowed but if you do this you will be paying interest on it for the term of the mortgage.
This is the interest rate controlled by the Bank of England. If your mortgage is a “tracker” it will adjust based on changes to the BOE base rate.
A deposit is the amount of money the buyer is required to pay up-front to secure the mortgage and the property. In the past borrowers were able to pay deposits of 10% or less but these are now more difficult to find. To secure the lowest mortgage rates buyers are expected to provide up to 40% of the value of the property.
With this kind of mortgage, the interest you pay will be less than the standard variable rate for a fixed period of time, usually 2-5 years. If the SVR is 5%, a discount offered of 1% will leave you paying 4% for the agreed period of time.
Banks and building societies don’t like people paying off their mortgages early as it reduces the amount of interest they can charge during the lifetime of the loan. To make up for this they often impose a penalty charge if you choose to pay your mortgage off early.
The agreed interest rate remains fixed for the duration of the deal (usually 2-5 years) so your monthly payments will not change
This is the legal contract between you and the bank or building society. It outlines the legal obligations of both parties and the lenders rights if you fail to keep up with your monthly repayments.
The LTV is the ratio between the value of your home and the size of the mortgage you wish to take out. All lenders have maximum LTV’s in place for their mortgages. Generally speaking the lower your LTV, the better the interest rate you will be offered. The usual limit for LTV is 90%. The days of 100% mortgages are for the time being at least, over.
With this type of mortgage, you will pay off both the interest and capital on a monthly basis. This means higher monthly payments but at the end of the mortgage you will have built up equity equal to 100% of the property value.
Every bank or building society has a Standard Variable Rate which is the amount they charge borrowers at the end of their discounted period. This is often when borrowers choose to remortgage to avoid these higher monthly rates.
The monthly charges will depend on the lenders SVR which can go up or down, usually based on the movement of the Bank Of England’s Base Rate.