Banking

Five Main Factors Affect Your Credit Score

Things You Need To Know About Your Credit History

  Your credit history is important as it impacts whether or not lenders will offer you loans, mortgages and credit cards – amongst other borrowing options. Whether you’re entirely new to the credit game or are a seasoned borrower, we explore seven essential things that you should know about your credit history!     A

Emily Weston - Banking

Top 12 Money Saving Tips For Credit Cards

  Credit cards are fantastic little pieces of plastic. They pay for things when we have forgotten to go to the cash machine. They pay for things when payday is still a few days away. They pay for things that we really can’t afford but can’t resist either. On top of all this, they reward

Claire Jamieson - Banking

A Guide To Business Credit Cards

  Do you want to make purchases on behalf of your company rather than as an individual? Then a business credit card could be for you. They work much like any other credit cards, but come with additional benefits. If you’re not sure which is the right one for your business, we’ve put together an

Claire Jamieson - Banking

A Guide To Secured Loans

If you are unsure what a secured loan is, this guide will answer your questions about this type of borrowing and the advantages and disadvantages of it. A secured loan is money that is borrowed against your home; therefore, you must be a homeowner to take out a secured loan. These loans are becoming a

Emily Weston - Banking

A Guide to Van Finance

  If you need a van for your business, you may be tempted to buy outright, but there are alternatives. You’ll find many different finance options that can help you to spread the cost of the vehicle and improve your cash flow. This guide will help you understand the alternatives.     Buying Outright If

Emily Weston - Banking

Top High Interest Savings Accounts

With interest rates at an all time low, savers are finding it difficult to find a savings account which offers them a good return on their money. The market is definitely tough at the moment but so far in 2017 we’ve seen interest rates begin to slowly rise on savings accounts despite the historic low interest rate

Jon Stones - Banking

A Guide to Car Finance and Where to Find Great Deals

  Don’t put off buying a car because you’re afraid of the car finance maze. Instead, get in the driving seat and secure the best possible deal. Don’t panic if you don’t understand the difference between a personal contract plan (PCP) and a hire purchase agreement, or don’t know the pros and cons of taking

Emily Weston - Banking

Debt Consolidation Loans Guide

If you’re considering a debt consolidation loan, our quick guide will explain all the options to help you make a decision. Debt consolidation loans can be a good way of putting all your debts into one account, to make repayments easier to manage. Before you go ahead with one of these loans, it’s important to

Emily Weston - Banking

Leading Causes Of A Poor Credit Score

How To Get A Free Credit Report And What To Do With It

  A credit report is a detailed report of an individual’s credit history. Credit rating agencies collect information and create credit reports based on that information, and lenders use the reports along with other details to determine an applicants’ creditworthiness for a loan, mortgage or credit card. Banks and other lenders use the services of the 3 main

Emily Weston - Banking

The Beginner’s Guide To Personal Loans

  A loan may seem like a simple product: you borrow an agreed amount from the bank and pay it back – plus interest – over time. But lending money can be a risky business, and there are pitfalls which we should all try to avoid. It’s also important to ensure you find the best

Emily Weston - Banking