Savings & Investments
When Should You Use an IFA?
Financial planning is a tool that everyone can use to help ensure their family’s financial security in the short and long term. Working with an IFA is recommended. Good financial planning is not solely for the rich, everyone can plan ahead to achieve their life goals now and in the future. Whether you’re planning…
Emily Weston - Savings & Investments
A Guide To Junior/Child ISAs
A junior or child ISA is a tax-free saving or investment account that allows under-18s to save up to £4,260 in the current tax year (2018/19). The lump sum saved then remains tax-free until their 18th birthday, when it can be converted into an adult ISA or withdrawn. Why a Child’s Version? …
Jon Stones - Savings & Investments
Everything You Need To Know About ISAs
There are many things for which you might want to gather savings. You might be enthusiastic about funding a future purchase of a house or car, helping to get your offspring through university, financially preparing for your wedding, or doing something else that will call for significant monetary outlay. However, your tax obligations can…
Claire Jamieson - Savings & Investments
A Guide To Stock Trading
So you want to get into stock trading? You want to feel the thrill and exhilaration of trading big money with the hope of even bigger rewards? Well, it is no walk in the park, I can tell you that for a start. Many people have tried to enter into stock trading with a boatload…
Jon Stones - Savings & Investments
Personal Investments – What You Need To Know
You might have a specific savings goal that, nonetheless, you don’t have to meet for at least another five years. In that instance, placing some of your money into investments can enable you to make money more quickly and prevent inadvertently getting hit by increases in prices. What Are Investments? An investment…
Jon Stones - Savings & Investments
A Guide to Business Current Accounts
A business current account is an essential part of running a business, so it is important to choose an account that is convenient and affordable. This guide to business current accounts will help you to choose an account that is well suited to you and your business. Why You Need to Choose…
Claire Jamieson - Savings & Investments
The Top Current Accounts To Switch To
With so many different options to choose from, there is no shortage of opportunity to review rates and switch to a personal banking solution that offers favourable terms. However, despite the wide range of offers available, many people remain with their existing current account provider even when their rates are less than competitive. This…
Claire Jamieson - Savings & Investments
Peer To Peer Lending – A Better Way To Save And Invest?
What Is Peer To Peer Lending? Peer To Peer lending websites have grown in popularity over the past 10 years in the UK. They offer an alternative to both a traditional savings account and an investment fund. They are a hybrid of both in most cases. The basic idea is to bypass traditional banks,…
Jon Stones - Savings & Investments
A Simple Guide To Pensions In The UK
For the average person in the UK, the world of pensions can be very confusing. In this article we’ll cover the basics and give you a solid grasp of the options available to you today. No matter how they’re structured, all pensions are designed to achieve the same thing – to give you a way to…
Jon Stones - Savings & Investments
Is Cashing In Your Pension A Good Or Bad Investment?
Final Salary Pension Schemes are the envy of many workers in the UK; they have long been regarded as the most generous pension scheme available, and are enjoyed by millions of workers from the public and private sector alike. Over the past decade, however, these schemes have become increasingly unavailable to the vast majority of workers,…
Jon Stones - Savings & Investments