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Best High Interest Savings Accounts

With interest rates at an all time low, savers are finding it difficult to find a savings account which offers them a good return on their money. The market is definitely tough at the moment and from January 2017 interest rates on savings accounts will fall further given the recent cut in interests rates to...

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The Benefits Of An OffSet Mortgage – Are You Missing Out?

The Offset Mortgage is growing in popularity as savers continue to struggle to find a good return on their money. Interest rates on savings remain at around 1% which means home-owners could benefit by combining their savings and mortgage balances. Offset Mortgages currently only account for 10% of the UK mortgage market. Are borrowers missing out? An Offset...

Annuity v. Income Drawdown: Will Your Pension Last?

Annuity v. Income Drawdown: Will Your Pension Last?

  Last year in the UK, substantial changes came into effect with regards to pension payouts. At the age of 55 or over, you can now use your pension pot as you see fit – without the previous limitations based on the amount you have in it. Those who have retired can now choose to withdraw...

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