Search Results for: fixed rate mortgages

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Fixed Rate vs Tracker & Variable Mortgages: Which Is Best For You?

In times of economic uncertainty, which kind of mortgage should you entrust your home and family’s future to? We take a look at the prospects. Generally the old adage ‘safe as houses’ still holds. Houses and the land they stand on are material assets – even if their nominal market value declines the value of...

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A Guide to Buy-to-Let Mortgages & The Best Deals

  Opting for a buy-to-let mortgage is a serious financial commitment, which is why you cannot afford not to read our essential guide. You may be dreaming of having a portfolio of properties and a regular monthly income that will lead you to retirement and beyond. This may be achievable, but if you are going...

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Best Fixed Rate Mortgage Offers This Month

Will mortgage costs start to rise in 2017? Should you sign up to a fixed rate deal now? This article previously spoke about record low mortgage offers with HSBC offering a record low 0.99% 2 year fixed rate deal. HSBC have now pulled that deal from the market due to rising costs. The worry for...

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A Quick Guide To Mortgages In The UK

  Mortgages are a type of loan provided by a Bank or Building Society. This legal agreement between you and the lender is designed to help you buy property or land and will normally last for 25 years (although the term can be shorter if required). The loan is ‘secured’ against the value of the property until it’s...

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The Benefits Of An OffSet Mortgage – Are You Missing Out?

The Offset Mortgage is growing in popularity as savers continue to struggle to find a good return on their money. Interest rates on savings remain at around 1% which means home-owners could benefit by combining their savings and mortgage balances. Offset Mortgages currently only account for 10% of the UK mortgage market. Are borrowers missing out? An Offset...

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Best High Interest Savings Accounts

With interest rates at an all time low, savers are finding it difficult to find a savings account which offers them a good return on their money. The market is definitely tough at the moment and from January 2017 interest rates on savings accounts will fall further given the recent cut in interests rates to...

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Could Home Equity Release (Lifetime Mortgage) Be The Best Way To Fund Your Retirement?

With delayed retirement, uncertain economic stability and growing inflation, could Home Equity Release provide the financial benefits retirees are seeking? Over the past decade, our idea of what constitutes retirement has altered dramatically. Far from the traditional view of retirees content to while away their twilight years with few interests beyond gardening, the generation of...

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Peer To Peer Lending – A Better Way To Save And Invest?

What Is Peer To Peer Lending?   Peer To Peer lending websites have grown in popularity over the past 10 years in the UK. They offer an alternative to both a traditional savings account and an investment fund. They are a hybrid of both in most cases. The basic idea is to bypass traditional banks,...

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The Benefits Of Professional Mortgage Advice

Mortgage Advice – Buying a house is one of the biggest financial commitments you will make in your lifetime, so it is vital to get the right professional advice and choose the right mortgage product for you. A mortgage is, simply, a loan to enable you to buy land or property. The loan is secured against your...

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Top 12 Money Saving Tips For Credit Cards

Credit cards are fantastic little pieces of plastic. They pay for things when we have forgotten to go to the cash machine. They pay for things when payday is still a few days away. They pay for things that we really can’t afford but can’t resist either. On top of all this, they reward us...

Fixed Rate Mortgages

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